Should I wait until the last day if documents are missing?

Our answer

No. Start with the request and asset and debt inventory, request missing certificates and update the office. Do not guess figures or omit an asset because evidence is missing. Consider an extension early if needed and retain the approval; requesting extra time does not automatically grant it.

Before the form: build an asset and document map

Create one working file with four groups: the request and earlier declaration; personal and family assets; business assets and liabilities; and evidence explaining changes in wealth. Mark each item as received, requested, not applicable or requiring review. “Document not yet available” is different from “no asset exists”.

A useful control sheet records owner, asset or debt type, relevant date, data source and supporting filename. Request historical confirmations early, as a bank, insurer or overseas institution may need time. Use clear filenames without unnecessary personal identifiers.

Which documents should you prepare?

This is a broad preparation checklist, not a blanket requirement to submit every listed document in every case. Collect items relevant to your circumstances; the office will determine which attachments and further evidence are needed. Download the checklist from the separate panel beside the guide.

• The Tax Authority request; the complete earlier declaration, attachments and filing receipt; and relevant earlier explanations or correspondence.
• Banks and financial institutions: confirmations at the requested date for all relevant family members, including deposits, foreign-currency accounts, digital accounts, joint accounts and overseas accounts. Where needed, account opening or closure records and transactions explaining transfers.
• Investment portfolios: detailed statements and acquisition-cost information. For transferred portfolios or relevant transactions, obtain the history needed to establish cost. A market-value screen may not provide the required figure.
• Pensions, savings and insurance: capital-declaration certificates from pension funds, provident funds, study funds, life insurers and savings plans as appropriate. Do not assume an app’s balance is the figure required by the form.