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Questions and answers

A study fund for the self-employed: what should you check first?

The name suggests education. First understand the saving goal and the rules.

Published: 12 November 2026

The short answer

There is more than one tax question

Distinguish possible relief on contributions from possible exemption of gains on a qualifying withdrawal. Each has its own limits and conditions. The deposited amount is not necessarily the deductible amount.

Conceptual illustration: A study fund for the self-employed: what should you check first?
Fictional conceptual illustration; not a real client or government office

Fit it to your plans

Check when you will need the money, the fund’s tenure and withdrawal conditions. Alongside tax, review risk and fees with the appropriate professional. This does not promise that every withdrawal is exempt or that the saving is risk-free.

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Sources and further information

General information, not a substitute for individual advice. Earlier-year sources explain principles only; their annual amounts and deadlines have not been carried forward.